Calendars › Payment rails › FedNow & RTP (24x7x365)

FedNow & RTP (24x7x365) settlement holidays 2026

Instant-payment rails that never close. Every calendar day is a business day; included so you can model instant vs batch rails with one API.

2025202620272028

2026 holidays

No holidays on this calendar in 2026.

2027 holidays

No holidays on this calendar in 2027.

Weekend days: none (open every day). Coverage: 2000–2040. Source: FedNow Service operates 24x7x365.

Use this calendar in code

Calendar id: us-fednow

curl "https://bankday.jacklehoff4866.workers.dev/v1/business-day?calendar=us-fednow&date=2026-12-24" \
  -H "Authorization: Bearer $BANKDAY_KEY"
curl "https://bankday.jacklehoff4866.workers.dev/v1/business-days/add?calendar=us-fednow&date=2026-10-15&days=5" \
  -H "Authorization: Bearer $BANKDAY_KEY"
curl "https://bankday.jacklehoff4866.workers.dev/v1/holidays?calendar=us-fednow&year=2026" \
  -H "Authorization: Bearer $BANKDAY_KEY"

Get FedNow / RTP business days via API

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FAQ

How many settlement holidays does FedNow & RTP (24x7x365) have in 2026?

0 weekday and weekend holiday dates are listed for 2026.

What days are weekends for FedNow & RTP (24x7x365)?

Weekend days are none (open every day).

How do I check FedNow & RTP (24x7x365) business days in code?

Call GET https://bankday.jacklehoff4866.workers.dev/v1/business-day?calendar=us-fednow&date=YYYY-MM-DD with a free Bankday API key. The response says whether the date is a business day and gives the next and previous business days.