Are banks open on holidays?

US banks follow the Federal Reserve holiday schedule for ACH and wire payments. Pick a holiday to see whether banks and the stock market are open, and when payments settle.

2026

Holiday	Banks (Fed)
New Year's Day	Closed
Martin Luther King Jr. Day	Closed
Presidents Day	Closed
Good Friday	Open
Memorial Day	Closed
Juneteenth	Closed
Independence Day (July 4th)	Open
Labor Day	Closed
Columbus Day	Closed
Veterans Day	Closed
Thanksgiving	Closed
Christmas Day	Closed

2027

Holiday	Banks (Fed)
New Year's Day	Closed
Martin Luther King Jr. Day	Closed
Presidents Day	Closed
Good Friday	Open
Memorial Day	Closed
Juneteenth	Open
Independence Day (July 4th)	Closed
Labor Day	Closed
Columbus Day	Closed
Veterans Day	Closed
Thanksgiving	Closed
Christmas Day	Open

2028

Holiday	Banks (Fed)
New Year's Day	Open
Martin Luther King Jr. Day	Closed
Presidents Day	Closed
Good Friday	Open
Memorial Day	Closed
Juneteenth	Closed
Independence Day (July 4th)	Closed
Labor Day	Closed
Columbus Day	Closed
Veterans Day	Open
Thanksgiving	Closed
Christmas Day	Closed