Calendars › Payment rails › FedNow & RTP (24x7x365)

FedNow & RTP (24x7x365) settlement holidays 2028

Instant-payment rails that never close. Every calendar day is a business day; included so you can model instant vs batch rails with one API.

2025202620272028

2028 holidays

No holidays on this calendar in 2028.

Weekend days: none (open every day). Coverage: 2000–2040. Source: FedNow Service operates 24x7x365.

Use this calendar in code

Calendar id: us-fednow

curl "https://bankday.jacklehoff4866.workers.dev/v1/business-day?calendar=us-fednow&date=2028-12-24" \
  -H "Authorization: Bearer $BANKDAY_KEY"
curl "https://bankday.jacklehoff4866.workers.dev/v1/business-days/add?calendar=us-fednow&date=2026-10-15&days=5" \
  -H "Authorization: Bearer $BANKDAY_KEY"
curl "https://bankday.jacklehoff4866.workers.dev/v1/holidays?calendar=us-fednow&year=2028" \
  -H "Authorization: Bearer $BANKDAY_KEY"

Get FedNow / RTP business days via API

1,000 requests/month free. No credit card. Your key appears instantly.

Related calendars

US Federal Reserve (FedACH, Fedwire)TARGET2 / T2 (Eurosystem)UK Bacs & Faster Payments settlementNew York Stock ExchangeUnited StatesUnited KingdomGermany

FAQ

How many settlement holidays does FedNow & RTP (24x7x365) have in 2028?

0 weekday and weekend holiday dates are listed for 2028.

What days are weekends for FedNow & RTP (24x7x365)?

Weekend days are none (open every day).

How do I check FedNow & RTP (24x7x365) business days in code?

Call GET https://bankday.jacklehoff4866.workers.dev/v1/business-day?calendar=us-fednow&date=YYYY-MM-DD with a free Bankday API key. The response says whether the date is a business day and gives the next and previous business days.