Calendars › Payment rails › US Federal Reserve (FedACH, Fedwire)

US Federal Reserve (FedACH, Fedwire) settlement holidays 2028

Days the Federal Reserve Banks are closed: no FedACH settlement, no Fedwire Funds or Securities transfers. Use this calendar for US ACH effective dates, wire value dates and most US bank business-day logic.

2025202620272028

2028 holidays

DateDayHoliday
January 17, 2028MondayMartin Luther King Jr. Day
February 21, 2028MondayWashington's Birthday (Presidents Day)
May 29, 2028MondayMemorial Day
June 19, 2028MondayJuneteenth National Independence Day
July 4, 2028TuesdayIndependence Day
September 4, 2028MondayLabor Day
October 9, 2028MondayColumbus Day
November 23, 2028ThursdayThanksgiving Day
December 25, 2028MondayChristmas Day

Weekend days: Saturday and Sunday. Coverage: 2000–2040. Source: Federal Reserve Financial Services holiday schedule (frbservices.org).

Use this calendar in code

Calendar id: us-fed

curl "https://bankday.jacklehoff4866.workers.dev/v1/business-day?calendar=us-fed&date=2028-12-24" \
  -H "Authorization: Bearer $BANKDAY_KEY"
curl "https://bankday.jacklehoff4866.workers.dev/v1/business-days/add?calendar=us-fed&date=2026-10-15&days=5" \
  -H "Authorization: Bearer $BANKDAY_KEY"
curl "https://bankday.jacklehoff4866.workers.dev/v1/holidays?calendar=us-fed&year=2028" \
  -H "Authorization: Bearer $BANKDAY_KEY"

Get Fed / ACH / Fedwire business days via API

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FAQ

How many settlement holidays does US Federal Reserve (FedACH, Fedwire) have in 2028?

9 weekday and weekend holiday dates are listed for 2028, in addition to weekends (Saturday and Sunday).

What days are weekends for US Federal Reserve (FedACH, Fedwire)?

Weekend days are Saturday and Sunday.

When is the next US Federal Reserve (FedACH, Fedwire) holiday?

Veterans Day on Wednesday, November 11, 2026.

How do I check US Federal Reserve (FedACH, Fedwire) business days in code?

Call GET https://bankday.jacklehoff4866.workers.dev/v1/business-day?calendar=us-fed&date=YYYY-MM-DD with a free Bankday API key. The response says whether the date is a business day and gives the next and previous business days.