Bank holidays › 2027
Are banks open on Martin Luther King Jr. Day 2027?
Closed
No. Banks follow the Federal Reserve, which is closed on Monday, January 18, 2027. ACH and wire payments don't settle that day.
Payments due that day settle on Tuesday, January 19, 2027.
Martin Luther King Jr. Day 2027 at a glance
| Holiday date | Monday, January 18, 2027 |
|---|---|
| Banks / Federal Reserve (ACH, Fedwire) | Closed Monday, January 18, 2027 |
| Stock market (NYSE, Nasdaq) | Closed Monday, January 18, 2027 |
| Next ACH settlement day | Tuesday, January 19, 2027 |
Martin Luther King Jr. Day (third Monday of January) closes the Federal Reserve and the stock market. ACH files submitted the Friday before settle on Tuesday.
Check any date in code
curl "https://bankday.jacklehoff4866.workers.dev/v1/business-day?calendar=us-fed,xnys&date=2027-01-18" \ -H "Authorization: Bearer $BANKDAY_KEY"
Other 2027 bank holidays
New Year's DayPresidents DayGood FridayMemorial DayJuneteenthIndependence Day (July 4th)Labor DayColumbus DayVeterans DayThanksgivingChristmas Day
Martin Luther King Jr. Day in other years
Full schedule: Federal Reserve holidays 2027 · NYSE holidays 2027 · why they differ
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