Bank holidays › 2026
Are banks open on Martin Luther King Jr. Day 2026?
Closed
No. Banks follow the Federal Reserve, which is closed on Monday, January 19, 2026. ACH and wire payments don't settle that day.
Payments due that day settle on Tuesday, January 20, 2026.
Martin Luther King Jr. Day 2026 at a glance
| Holiday date | Monday, January 19, 2026 |
|---|---|
| Banks / Federal Reserve (ACH, Fedwire) | Closed Monday, January 19, 2026 |
| Stock market (NYSE, Nasdaq) | Closed Monday, January 19, 2026 |
| Next ACH settlement day | Tuesday, January 20, 2026 |
Martin Luther King Jr. Day (third Monday of January) closes the Federal Reserve and the stock market. ACH files submitted the Friday before settle on Tuesday.
Check any date in code
curl "https://bankday.jacklehoff4866.workers.dev/v1/business-day?calendar=us-fed,xnys&date=2026-01-19" \ -H "Authorization: Bearer $BANKDAY_KEY"
Other 2026 bank holidays
New Year's DayPresidents DayGood FridayMemorial DayJuneteenthIndependence Day (July 4th)Labor DayColumbus DayVeterans DayThanksgivingChristmas Day
Martin Luther King Jr. Day in other years
Full schedule: Federal Reserve holidays 2026 · NYSE holidays 2026 · why they differ
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