Bank holidays › 2027
Are banks open on New Year's Day 2027?
Closed
No. Banks follow the Federal Reserve, which is closed on Friday, January 1, 2027. ACH and wire payments don't settle that day.
Payments due that day settle on Monday, January 4, 2027.
New Year's Day 2027 at a glance
| Holiday date | Friday, January 1, 2027 |
|---|---|
| Banks / Federal Reserve (ACH, Fedwire) | Closed Friday, January 1, 2027 |
| Stock market (NYSE, Nasdaq) | Closed Friday, January 1, 2027 |
| Next ACH settlement day | Monday, January 4, 2027 |
New Year's Day is a Federal Reserve holiday, so ACH and wire payments don't settle. Payments due on January 1 settle on the next business day.
Check any date in code
curl "https://bankday.jacklehoff4866.workers.dev/v1/business-day?calendar=us-fed,xnys&date=2027-01-01" \ -H "Authorization: Bearer $BANKDAY_KEY"
Other 2027 bank holidays
Martin Luther King Jr. DayPresidents DayGood FridayMemorial DayJuneteenthIndependence Day (July 4th)Labor DayColumbus DayVeterans DayThanksgivingChristmas Day
New Year's Day in other years
Full schedule: Federal Reserve holidays 2027 · NYSE holidays 2027 · why they differ
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