Bank holidays › 2028

Are banks open on New Year's Day 2028?

Open
Yes. New Year's Day 2028 falls on a Saturday; the Federal Reserve doesn't close on a weekday for it, so banks are open on the surrounding business days.

New Year's Day 2028 at a glance

Holiday dateSaturday, January 1, 2028
Banks / Federal Reserve (ACH, Fedwire)Open
Stock market (NYSE, Nasdaq)Open

New Year's Day is a Federal Reserve holiday, so ACH and wire payments don't settle. Payments due on January 1 settle on the next business day.

Check any date in code

curl "https://bankday.jacklehoff4866.workers.dev/v1/business-day?calendar=us-fed,xnys&date=2028-01-01" \
  -H "Authorization: Bearer $BANKDAY_KEY"

Other 2028 bank holidays

Martin Luther King Jr. DayPresidents DayGood FridayMemorial DayJuneteenthIndependence Day (July 4th)Labor DayColumbus DayVeterans DayThanksgivingChristmas Day

New Year's Day in other years

202620272028

Full schedule: Federal Reserve holidays 2028 · NYSE holidays 2028 · why they differ

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