Bank holidays › 2026
Are banks open on New Year's Day 2026?
Closed
No. Banks follow the Federal Reserve, which is closed on Thursday, January 1, 2026. ACH and wire payments don't settle that day.
Payments due that day settle on Friday, January 2, 2026.
New Year's Day 2026 at a glance
| Holiday date | Thursday, January 1, 2026 |
|---|---|
| Banks / Federal Reserve (ACH, Fedwire) | Closed Thursday, January 1, 2026 |
| Stock market (NYSE, Nasdaq) | Closed Thursday, January 1, 2026 |
| Next ACH settlement day | Friday, January 2, 2026 |
New Year's Day is a Federal Reserve holiday, so ACH and wire payments don't settle. Payments due on January 1 settle on the next business day.
Check any date in code
curl "https://bankday.jacklehoff4866.workers.dev/v1/business-day?calendar=us-fed,xnys&date=2026-01-01" \ -H "Authorization: Bearer $BANKDAY_KEY"
Other 2026 bank holidays
Martin Luther King Jr. DayPresidents DayGood FridayMemorial DayJuneteenthIndependence Day (July 4th)Labor DayColumbus DayVeterans DayThanksgivingChristmas Day
New Year's Day in other years
Full schedule: Federal Reserve holidays 2026 · NYSE holidays 2026 · why they differ
Get a free API key
1,000 requests/month free. No credit card. Your key appears instantly.