Bank holidays › 2028
Are banks open on Christmas Day 2028?
Closed
No. Banks follow the Federal Reserve, which is closed on Monday, December 25, 2028. ACH and wire payments don't settle that day.
Payments due that day settle on Tuesday, December 26, 2028.
Christmas Day 2028 at a glance
| Holiday date | Monday, December 25, 2028 |
|---|---|
| Banks / Federal Reserve (ACH, Fedwire) | Closed Monday, December 25, 2028 |
| Stock market (NYSE, Nasdaq) | Closed Monday, December 25, 2028 |
| Next ACH settlement day | Tuesday, December 26, 2028 |
Christmas closes the Federal Reserve and markets. If December 25 is a Saturday, the Fed stays open on Friday December 24 while the NYSE closes.
Check any date in code
curl "https://bankday.jacklehoff4866.workers.dev/v1/business-day?calendar=us-fed,xnys&date=2028-12-25" \ -H "Authorization: Bearer $BANKDAY_KEY"
Other 2028 bank holidays
New Year's DayMartin Luther King Jr. DayPresidents DayGood FridayMemorial DayJuneteenthIndependence Day (July 4th)Labor DayColumbus DayVeterans DayThanksgiving
Christmas Day in other years
Full schedule: Federal Reserve holidays 2028 · NYSE holidays 2028 · why they differ
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