Bank holidays › 2026
Are banks open on Christmas Day 2026?
Closed
No. Banks follow the Federal Reserve, which is closed on Friday, December 25, 2026. ACH and wire payments don't settle that day.
Payments due that day settle on Monday, December 28, 2026.
Christmas Day 2026 at a glance
| Holiday date | Friday, December 25, 2026 |
|---|---|
| Banks / Federal Reserve (ACH, Fedwire) | Closed Friday, December 25, 2026 |
| Stock market (NYSE, Nasdaq) | Closed Friday, December 25, 2026 |
| Next ACH settlement day | Monday, December 28, 2026 |
Christmas closes the Federal Reserve and markets. If December 25 is a Saturday, the Fed stays open on Friday December 24 while the NYSE closes.
Check any date in code
curl "https://bankday.jacklehoff4866.workers.dev/v1/business-day?calendar=us-fed,xnys&date=2026-12-25" \ -H "Authorization: Bearer $BANKDAY_KEY"
Other 2026 bank holidays
New Year's DayMartin Luther King Jr. DayPresidents DayGood FridayMemorial DayJuneteenthIndependence Day (July 4th)Labor DayColumbus DayVeterans DayThanksgiving
Christmas Day in other years
Full schedule: Federal Reserve holidays 2026 · NYSE holidays 2026 · why they differ
Get a free API key
1,000 requests/month free. No credit card. Your key appears instantly.