Bank holidays › 2028
Are banks open on Columbus Day 2028?
Closed
No. Banks follow the Federal Reserve, which is closed on Monday, October 9, 2028. ACH and wire payments don't settle that day.
Payments due that day settle on Tuesday, October 10, 2028.
Columbus Day 2028 at a glance
| Holiday date | Monday, October 9, 2028 |
|---|---|
| Banks / Federal Reserve (ACH, Fedwire) | Closed Monday, October 9, 2028 |
| Stock market (NYSE, Nasdaq) | Open |
| Next ACH settlement day | Tuesday, October 10, 2028 |
Columbus Day (second Monday of October, also Indigenous Peoples' Day) closes the Federal Reserve, so ACH and wires don't settle, but the stock market is open. It's one of the most common sources of payment-date bugs.
Check any date in code
curl "https://bankday.jacklehoff4866.workers.dev/v1/business-day?calendar=us-fed,xnys&date=2028-10-09" \ -H "Authorization: Bearer $BANKDAY_KEY"
Other 2028 bank holidays
New Year's DayMartin Luther King Jr. DayPresidents DayGood FridayMemorial DayJuneteenthIndependence Day (July 4th)Labor DayVeterans DayThanksgivingChristmas Day
Columbus Day in other years
Full schedule: Federal Reserve holidays 2028 · NYSE holidays 2028 · why they differ
Get a free API key
1,000 requests/month free. No credit card. Your key appears instantly.