Bank holidays › 2026
Are banks open on Columbus Day 2026?
Closed
No. Banks follow the Federal Reserve, which is closed on Monday, October 12, 2026. ACH and wire payments don't settle that day.
Payments due that day settle on Tuesday, October 13, 2026.
Columbus Day 2026 at a glance
| Holiday date | Monday, October 12, 2026 |
|---|---|
| Banks / Federal Reserve (ACH, Fedwire) | Closed Monday, October 12, 2026 |
| Stock market (NYSE, Nasdaq) | Open |
| Next ACH settlement day | Tuesday, October 13, 2026 |
Columbus Day (second Monday of October, also Indigenous Peoples' Day) closes the Federal Reserve, so ACH and wires don't settle, but the stock market is open. It's one of the most common sources of payment-date bugs.
Check any date in code
curl "https://bankday.jacklehoff4866.workers.dev/v1/business-day?calendar=us-fed,xnys&date=2026-10-12" \ -H "Authorization: Bearer $BANKDAY_KEY"
Other 2026 bank holidays
New Year's DayMartin Luther King Jr. DayPresidents DayGood FridayMemorial DayJuneteenthIndependence Day (July 4th)Labor DayVeterans DayThanksgivingChristmas Day
Columbus Day in other years
Full schedule: Federal Reserve holidays 2026 · NYSE holidays 2026 · why they differ
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