Bank holidays › 2026
Are banks open on Independence Day (July 4th) 2026?
Open
Yes. Independence Day (July 4th) 2026 falls on a Saturday; the Federal Reserve doesn't close on a weekday for it, so banks are open on the surrounding business days.
Independence Day (July 4th) 2026 at a glance
| Holiday date | Saturday, July 4, 2026 |
|---|---|
| Banks / Federal Reserve (ACH, Fedwire) | Open |
| Stock market (NYSE, Nasdaq) | Closed Friday, July 3, 2026 |
July 4th closes the Federal Reserve and markets. The Saturday rule matters here: in years when July 4 is a Saturday, the Fed is open on Friday July 3 while the NYSE closes.
Check any date in code
curl "https://bankday.jacklehoff4866.workers.dev/v1/business-day?calendar=us-fed,xnys&date=2026-07-03" \ -H "Authorization: Bearer $BANKDAY_KEY"
Other 2026 bank holidays
New Year's DayMartin Luther King Jr. DayPresidents DayGood FridayMemorial DayJuneteenthLabor DayColumbus DayVeterans DayThanksgivingChristmas Day
Independence Day (July 4th) in other years
Full schedule: Federal Reserve holidays 2026 · NYSE holidays 2026 · why they differ
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